Home Buyer Education

Financing Top 10 Housing Predictions for 2024 Matthew Gardner’s Top 10 Housing Predictions for 2024 by Matthew Gardner Matthew Gardner’s Top 10 Predictions for 2024 1. Still no housing bubble This was number one on my list last year and, so far, my forecast was spot on. The reason why I’m calling it out again is because the market performed better in 2023 […]
Home Buyer Education Buying a Home on Whidbey Island: The Investment You Can Live In Buying a Home on Whidbey Island: The Investment You Can Live In Contributed by Si Fisher Lets embark on a journey of financial security and personal fulfillment! In today’s dynamic world, making prudent financial decisions is paramount. When it comes to housing choices, the decision to rent or buy can profoundly impact your long-term financial […]
Financing U.S. Housing Market 2023: Updated Analysis U.S. Housing Market 2023: Updated Analysis by Matthew Gardner U.S. Housing Market 2023 Hello there, I’m Windermere Real Estate’s Chief Economist Matthew Gardner and welcome to this month’s episode of Monday with Matthew. The National Association of REALTORS® released their data on the U.S. housing market in August, and it contained a few things which I found interesting […]
Home Buyer Education Ready to Drop Anchor on Whidbey Island? Here’s Your Guide to Home Buying Preparedness! Ready to Drop Anchor on Whidbey Island? Here’s Your Guide to Home Buying Preparedness! Ahoy, future Whidbey Island dwellers! If you’re toying with the idea of becoming a homeowner on our scenic slice of paradise, let me provide you with a pun-intended map to help you navigate your readiness. Financial Sea Legs or Sinking Ship? […]
Home Buyer Education What is a Buyer’s market? – How to navigate the real estate market on Whidbey Island What is a Buyer’s market? – How to navigate the real estate market on Whidbey Island If you’re considering selling a home on Whidbey Island, understanding the dynamics of the real estate market is paramount. This guide aims to elucidate the concept of a buyer’s market and how to navigate the ebbs and flows of […]
Home Buyer Education 2023 Top 10 Real Estate Predictions | Mid-Year Update 2023 Top 10 Predictions | Mid-Year Update by Matthew Gardner Top 10 Real Estate Market Predictions 2023 | Mid-Year Update Hello there, I’m Windermere Real Estate’s Chief Economist Matthew Gardner and welcome to this month’s episode of Monday with Matthew. You may remember that at the end of last year, I published my Top-10 Predictions for […]
Home Buyer Education What is a Seller’s market? – How to navigate the real estate market on Whidbey Island What is a Sellers’ market? – How to navigate the real estate market on Whidbey Island In the beautiful locale of Whidbey Island, including Clinton, Langley, Freeland, Greenbank, Coupeville, and Oak Harbor, the real estate scene can fluctuate. Even though the market has slowed since 2021 & 2022, currently in 2023 we are seeing low […]
Home Buyer Education Would the FHFA Mortgage Fee Changes Have Favored Buyers with Low Credit Scores? Would the FHFA Mortgage Fee Changes Have Favored Buyers with Low Credit Scores? by Matthew Gardner   FHFA Mortgage Fee Changes Hello there, I’m Windermere Real Estate’s Chief Economist Matthew Gardner, and welcome to this month’s episode of Monday with Matthew. As most of you are aware, the Federal Housing Finance Authority announced that they were going to raise […]
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Home Buyer Education Mortgage Rate Predictions and Misconceptions Mortgage Rate Predictions and Misconceptions by Matthew Gardner   Mortgage Rate Predictions Hello there! I’m Windermere Real Estate’s Chief Economist Matthew Gardner. This month we’re going to take a look at the latest SCE Housing Survey, which gives us a really detailed look at consumers’ psyche in regard to the housing market. I’ve always been fascinated […]
Home Buyer Education Renting vs. Buying a Home on Whidbey Island Renting vs. Buying a Home on Whidbey Island: The Financial Benefits of Homeownership by Matthew Gardner Renting vs. Buying a Home One of my followers asked me about some of the financial benefits of owning your home as opposed to renting. I find this topic interesting as there really is a “laundry list” of reasons […]
Financing How to Save $100s on Your Monthly Mortgage Payment How to save $100s on your monthly mortgage payment When buying a home on Whidbey Island As a Whidbey Island homebuyer, you may be searching for affordable housing and having a rough go at it. Mortgage rates are much higher now than they were last year, and this could mean several hundred dollars more a […]
Financing Home Buyer Education – Should I wait for mortgage rates to go down? Should I wait for mortgage rates to go down? Homebuyers, are you ready to take the next step but feeling unsure with rising interest rates?  Mortgage rates have indeed increased significantly over this past year. But don’t worry because Windermere Whidbey is here for all your needs! We’ve compiled a wealth of information that can […]
Financing Home Buyer Education – What Is an Adjustable-Rate Mortgage (ARM)? What Is an Adjustable-Rate Mortgage (ARM)? What Is an Adjustable-Rate Mortgage (ARM)? An adjustable-rate mortgage, or ARM, is a type of home loan that starts with a fixed interest rate for a specified period of time, typically five years. After that initial period ends, the interest rate will adjust annually based on current market conditions. […]